Updated December 2022

This Privacy Policy (“Privacy Policy”) explains our privacy practices and how we collect, use, and disclose information we collect from you. We take your privacy seriously and want to help you understand what we do. Please contact us if you have any questions about our Privacy Policy.

Collection, Use and Sharing of Non-Personally Identifiable Information
We may collect, track, store, and disclose passive information that your computer provides in connection with your visit to the Site such as: 1) the date and time of your visit; 2) the length of your visit; 3) the specific webpages you visited, including any third-party sites reached through the Site; 4) your location and IP address; 6) domain name servers; 7) types of computers or devices accessing the Site; 8) types of web browsers and operating systems accessing the Site; and 9) the address of any website that directed you to the Site (collectively, “Traffic Data”). Traffic Data is anonymous information that does not personally identify you but is helpful for marketing purposes or for improving your experience on the Site. We may use various methods to track and analyze your Traffic Data, including cookies, tags, web beacons, and/or tracking pixels. We may share such Traffic Information with our partners, third-party agents, vendors, affiliates, and advertisers. As you visit and browse our Site, the site uses cookies to differentiate you from other users. Cookies are alphanumeric identifiers stored on your computer through your web browser and are used by most websites to personalize your web experience. Some cookies may facilitate the Site features for enhanced performance and functionality such as determining which portions of the Site are visited and tailoring advertising to best serve your needs, remembering preferences, analyzing usage for website optimization, and providing custom content. Cookies, in conjunction with our web server`s log files, allow us to calculate the aggregate number of people visiting our Site and view which parts of the Site are most popular. This helps us gather feedback to constantly improve our Site and better serve our clients. Cookies do not allow us to gather any personal information about you and we do not intentionally store any Personal Information that your browser provides to us in your cookies. Third-party cookies, tags, web beacons, and/or tracking pixels may be placed on the Site to perform tracking and statistical analysis of visitor behavior pattern – please note that we have no control over any such third-parties and their business practices. Traffic Information collected through the Site may be used by us such third-party companies for any lawful purpose, including analyzing and tracking the level or type of user activity on the Site; tracking and analyzing usage trends; facilitating targeted content, offers, or more relevant advertisements; personalizing the Site to better reflect your preferences; or enhancing your and other users’ use of the Site.

We do not guarantee that we will take action in response to do-not-track signals or similar mechanisms. Additionally, some third-party service providers may still collect tracking information even if you have enabled your browser’s do-not-track functionality or utilized a similar do-not-track mechanism.

Sharing Your Personal Information
We collect the email address that you voluntarily submit to us through the Site (“Personal Information”) and may use it to send you marketing and advertising information, pursuant to your opt-in to receive such emails. If you prefer to not receive such emails, you can opt-out at any time by following the procedures described below. We may also share your Personal Information with other companies, including those in which we own at least a 50% interest or that owns at least a 50% interest in us, and third-party companies who may send offers to you for goods and services which are relevant and/or for re-targeting purposes.

We may also share your Personal Information in connection with the sale, transfer or merger of all or a portion of our business or assets. Last, we may disclose Personal Information to third-parties without your consent to comply with any law, regulation or court order, to cooperate with government investigations, to help prevent fraud or to enforce or protect our rights.

Security
Our technical measures we employ to protect your personal information are consistent with standard industry practice. Because no online communication is completely secure, however, you should also take steps to protect your information and take every precaution to protect your personal information online.

Children
We do not knowingly target this Site or collect information about children under 18 years of age. If you are the parent or guardian of a child and believe that your child has already provided us with any personal information, you may contact us for the purpose of deleting this information.

Third-Party Website Links
This Site may contain links to and from other third party websites. We are not responsible for the content, privacy policies or the security of those websites. Any interaction with these linked websites is at your own risk. Please review the privacy practices of those websites.

Your Choices
If you receive promotional emails from us, you may opt-out of receiving future emails by following the unsubscribe instructions in the emails you receive. To change cookie preferences, you must change your browser’s preferences to disable cookies or delete cookies. Please note that disabling cookies for some services may affect the ability to use that service. Security information is specific to each browser and operating system. Please check with your browser’s specific company for more information.

What are Dynamic Ads?
Dynamic ads are ads that are personalized in real-time to the user. Unlike static ads that show the same content on every impression, dynamic ads enable the advertiser to display a unique creative for different users. Dynamic ads are the only feasible way to scale up the number of creatives per campaign and to personalize them on each impression.

What is Re-Targeting?
The main goal of re-targeting ads is to re-engage site visitors after they have left the Site. Re-targeting ads are generated based on the actual products or offers viewed on the advertiser’s site. For example, if you’ve visited a retailer’s website and viewed a specific product, you might receive a banner ad containing that product. Rather than showing the same ad to every visitor, our dynamic ad application will select the most relevant ad copy based on your activity on the Site. Our personalized re-targeting platform works when an advertiser places our tag on his website. The tag embeds a third-party cookie on the browser of users visiting the Site. Using real time bidding (RTB) ad exchanges, it is then possible to focus media buying efforts against those visitors. It is important to note that the cookie itself does not contain any personal identifying information. Our personalized re-targeting ads intelligently match the right offering to each visitor based on his previous activities on the Site. Each advertiser using credit-buddy.com’s services is responsible to limit the number of ad impressions shown to each user in order to ensure that viewers are not overly exposed to specific ads.

How Can I Remove Myself from Being Re-Targeted?
We make removing our tracking cookie easy for any user who wishes to do so. Users that don’t want to see personalized ads should simply contact us.

Contact Us
If you have any questions, or would like to unsubscribe from the site, contact us at:

• (732) 656-2229
• 531 Main St. #112.El Segundo, CA 90245-3060

Changes
If reserve the right to change our Privacy Policy from time to time, in our sole discretion. If we do, we will post the updates on this page. Please review this policy periodically. Your continued use of the Site represents your acceptance of the updated Privacy Policy.

California Residents
California residents who provide personal information in obtaining products or services for personal, family or household use are entitled to either: (1) a list detailing the categories of information shared and the entities to which such information was provided; or (2) to be notified of a mechanism by which a consumer may opt-out of having their information shared with third-parties. To opt-out of having your information shared with third-parties, contact us via the contact information provided on this website and follow the opt-out instructions. In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, Consumer Information Division, 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834; or by phone at 800-952-5210; or by e-mail to [email protected].